{"id":277,"date":"2025-11-05T21:10:00","date_gmt":"2025-11-05T21:10:00","guid":{"rendered":"https:\/\/najnizekamate.com\/?page_id=277"},"modified":"2026-02-28T13:58:11","modified_gmt":"2026-02-28T13:58:11","slug":"najpovoljniji-krediti-za-refinansiranje","status":"publish","type":"page","link":"https:\/\/najnizekamate.com\/?page_id=277","title":{"rendered":"Najpovoljniji Krediti Za Refinansiranje"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"277\" class=\"elementor elementor-277\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1ff33fae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ff33fae\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-317a1dde\" data-id=\"317a1dde\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68bef86d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"68bef86d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refinansiranje kredita - ni\u017ea rata, bolji uslovi, jasni koraci<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ad2ba5e elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5ad2ba5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Smanjite ratu, produ\u017eite rok ili spojite vi\u0161e kredita u jedan. Uporedite ponude, proverite uslove, dokumentaciju i tro\u0161kove. Brzo do boljih uslova uz pomo\u0107 stru\u010dnjaka.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ce8bd elementor-widget__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c8ce8bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwMiIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Iskoristi besplatno savetovanje<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7aaa2c51 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-invisible\" data-id=\"7aaa2c51\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-36e5d9f\" data-id=\"36e5d9f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-471c467e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"471c467e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-023cae4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"023cae4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ca92a8\" data-id=\"2ca92a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4926cac elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4926cac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Kako mo\u017eemo pomo\u0107i?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23bffc8 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"23bffc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pla\u0107ate skupe rate. \u017delite mir i jasno\u0107u. Mi proveravamo sve ponude i nalazimo opciju koja vam realno smanjuje optere\u0107enje.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-659d4a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"659d4a1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e581fd4 elementor-invisible\" data-id=\"e581fd4\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cbc2f29 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"cbc2f29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-file-2\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Spisak Dokumentacije                <\/h3>\n                        \t\t  \t<p>Spisak dokumentacije i redosled koraka do isplate.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"#\">\n                                        <i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>                                                                            <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-844e1b5 elementor-invisible\" data-id=\"844e1b5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-45cdc21 ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"45cdc21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-credit-card\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Smanjenje rate                <\/h3>\n                        \t\t  \t<p>Brzu analizu sada\u0161njih zadu\u017eenja i mogu\u0107eg smanjenja rate.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"#\">\n                                        <i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>                                                                            <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fdc2ea7 elementor-invisible\" data-id=\"fdc2ea7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40d563f ekit-equal-height-disable elementor-widget elementor-widget-elementskit-icon-box\" data-id=\"40d563f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-icon-box.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >        <!-- link opening -->\n                <!-- end link opening -->\n\n        <div class=\"elementskit-infobox text-left text-left icon-top-align elementor-animation-   \">\n                    <div class=\"elementskit-box-header elementor-animation-\">\n                <div class=\"elementskit-info-box-icon  \">\n                    <i aria-hidden=\"true\" class=\"elementkit-infobox-icon icon icon-information\"><\/i>\n                <\/div>\n          <\/div>\n                        <div class=\"box-body\">\n                            <h3 class=\"elementskit-info-box-title\">\n                    Brza analiza                <\/h3>\n                        \t\t  \t<p>Brzu analizu sada\u0161njih zadu\u017eenja i mogu\u0107eg smanjenja rate.<\/p>\n                                        <div class=\"box-footer disable_hover_button\">\n                    <div class=\"btn-wraper\">\n                                                            <a class=\"elementskit-btn whitespace--normal\" href=\"#\">\n                                        <i aria-hidden=\"true\" class=\"icon icon-right-arrow1\"><\/i>                                                                            <\/a>\n                                                        <\/div>\n                <\/div>\n                    <\/div>\n        \n        \n                <\/div>\n        <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-72bdddbc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"72bdddbc\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a08839a\" data-id=\"3a08839a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78776d63 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"78776d63\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Osnovne \u010dinjenice o refinansiranju<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3693ba87 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3693ba87\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Refinansiranje zna\u010di da postoje\u0107i kredit ili vi\u0161e kredita zamenite novim kreditom pod boljim uslovima.<br data-start=\"1159\" data-end=\"1162\" \/>Ciljevi su naj\u010de\u0161\u0107e: ni\u017ea kamata, ni\u017ea rata, du\u017ei rok, spajanje u jedan kredit, jednostavnije pla\u0107anje.<br data-start=\"1265\" data-end=\"1268\" \/>Refinansiranjem \u010desto mo\u017eete zatvoriti kartice, dozvoljeni minus i gotovinske kredite i sve prebaciti u jednu mese\u010dnu ratu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-32f5440f elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-invisible\" data-id=\"32f5440f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-584e0406\" data-id=\"584e0406\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6eb634b5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6eb634b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-81d572f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"81d572f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-33b1e720\" data-id=\"33b1e720\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12dbca61 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"12dbca61\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Uporedne ponude vi\u0161e banaka na jednom mestu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fe98141 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5fe98141\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kada ima najvi\u0161e smisla<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-403ce16c elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"403ce16c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1425\" data-end=\"1485\"><p data-start=\"1427\" data-end=\"1485\">Kada dobijate ni\u017eu kamatu i manju ukupnu cenu zadu\u017eenja.<\/p><\/li><li data-start=\"1486\" data-end=\"1533\"><p data-start=\"1488\" data-end=\"1533\">Kada \u017eelite manju mese\u010dnu ratu uz du\u017ei rok.<\/p><\/li><li data-start=\"1534\" data-end=\"1592\"><p data-start=\"1536\" data-end=\"1592\">Kada \u017eelite da spojite vi\u0161e zadu\u017eenja u jednu obavezu.<\/p><\/li><li data-start=\"1593\" data-end=\"1673\"><p data-start=\"1595\" data-end=\"1673\">Kada vam je potreban dodatni iznos uz refinansiranje, a imate kapacitet za to.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8de51e8 elementor-widget__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8de51e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwMiIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Iskoristi besplatno savetovanje<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-30883861 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"30883861\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4718412c\" data-id=\"4718412c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7d2158ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d2158ba\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3daf7ef4\" data-id=\"3daf7ef4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ddc3299 elementor-widget elementor-widget-heading\" data-id=\"5ddc3299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Uslovi za odobrenje<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-54657654\" data-id=\"54657654\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4148a232 elementor-widget elementor-widget-text-editor\" data-id=\"4148a232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"1703\" data-end=\"1751\"><p data-start=\"1705\" data-end=\"1751\">Stabilno zaposlenje ili penzionerski status.<\/p><\/li><li data-start=\"1752\" data-end=\"1796\"><p data-start=\"1754\" data-end=\"1796\">Dovoljna primanja u odnosu na novu ratu.<\/p><\/li><li data-start=\"1797\" data-end=\"1826\"><p data-start=\"1799\" data-end=\"1826\">Uredan kreditni izve\u0161taj.<\/p><\/li><li data-start=\"1827\" data-end=\"1894\"><p data-start=\"1829\" data-end=\"1894\">Dodatni uslovi zavise od banke i tipa kredita koji refinansirate.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6ce577f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ce577f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-47cb7e02\" data-id=\"47cb7e02\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65eb3fcc elementor-widget elementor-widget-heading\" data-id=\"65eb3fcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kamate i trendovi<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7477d04\" data-id=\"7477d04\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-262e21d2 elementor-widget elementor-widget-text-editor\" data-id=\"262e21d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Banke nude fiksne, varijabilne i me\u0161ovite stope.<br data-start=\"1970\" data-end=\"1973\" \/>Za refinansiranje je va\u017eno da uporedite efektivnu kamatnu stopu i ukupnu cenu.<br data-start=\"2051\" data-end=\"2054\" \/>Promotivne ponude postoje u periodima kampanja. Va\u0161a kona\u010dna stopa zavisi od profila rizika, roka i iznosa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5d50f6f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d50f6f7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-70cb70eb\" data-id=\"70cb70eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c64cd5 elementor-widget elementor-widget-heading\" data-id=\"7c64cd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dokumentacija<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4fa8e8d0\" data-id=\"4fa8e8d0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-180630cd elementor-widget elementor-widget-text-editor\" data-id=\"180630cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"2185\" data-end=\"2205\"><p data-start=\"2187\" data-end=\"2205\">Li\u010dni dokumenti.<\/p><\/li><li data-start=\"2206\" data-end=\"2264\"><p data-start=\"2208\" data-end=\"2264\">Potvrda o zaposlenju i primanjima ili penzijski izvod.<\/p><\/li><li data-start=\"2265\" data-end=\"2319\"><p data-start=\"2267\" data-end=\"2319\">Ugovori i preostali dug za kredite koje zatvarate.<\/p><\/li><li data-start=\"2320\" data-end=\"2388\"><p data-start=\"2322\" data-end=\"2388\">Izvodi i potvrde za kartice i dozvoljeni minus ako se zatvaraju.<\/p><\/li><li data-start=\"2389\" data-end=\"2501\"><p data-start=\"2391\" data-end=\"2501\">Zahtev i saglasnosti prema proceduri banke.<br data-start=\"2434\" data-end=\"2437\" \/>Dodatna dokumenta zavise od vrste zadu\u017eenja koje se refinansira.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e38ff40 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e38ff40\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-81d97d9\" data-id=\"81d97d9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-162e90e elementor-widget elementor-widget-heading\" data-id=\"162e90e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Koliki iznos mogu da dobijem i kolika je nova rata<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f86d62d\" data-id=\"f86d62d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-438c4f5 elementor-widget elementor-widget-text-editor\" data-id=\"438c4f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"2185\" data-end=\"2205\"><p data-start=\"2187\" data-end=\"2205\">Zavisi od va\u0161ih primanja, postoje\u0107ih zadu\u017eenja, kamate i roka.<br data-start=\"2962\" data-end=\"2965\" \/>Ako spajate vi\u0161e zadu\u017eenja, nova rata je \u010desto ni\u017ea jer dobijate du\u017ei rok i bolju stopu.<br data-start=\"3053\" data-end=\"3056\" \/>Maksimalan iznos odre\u0111uje procena banke za va\u0161 profil.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d135b92 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d135b92\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-416d6b6\" data-id=\"416d6b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-269f816 elementor-widget elementor-widget-heading\" data-id=\"269f816\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Na\u0161 proces u tri koraka<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8cedf5d\" data-id=\"8cedf5d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88c9c04 elementor-widget elementor-widget-text-editor\" data-id=\"88c9c04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li data-start=\"3582\" data-end=\"3622\"><p data-start=\"3585\" data-end=\"3622\">Kratak upit i analiza isplativosti.<\/p><\/li><li data-start=\"3623\" data-end=\"3669\"><p data-start=\"3626\" data-end=\"3669\">Pore\u0111enje ponuda i izbor najbolje opcije.<\/p><\/li><li data-start=\"3670\" data-end=\"3742\"><p data-start=\"3673\" data-end=\"3742\">Priprema papira, zatvaranje starih zadu\u017eenja i isplata novog kredita.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-9be1265 elementor-widget__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9be1265\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwMiIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Iskoristi besplatno savetovanje<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-790f946 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"790f946\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb40281\" data-id=\"eb40281\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8e8207 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a8e8207\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Va\u017eno Obave\u0161tenje:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e1ba4 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"61e1ba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sve informacije na ovoj stranici su informativnog karaktera. Politike banaka, kamate i tro\u0161kovi se menjaju. Za zvani\u010dnu ponudu va\u017ei obra\u010dun i dokumentacija banke.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acfc6d7 elementor-widget__width-initial elementor-align-center elementor-widget elementor-widget-button\" data-id=\"acfc6d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjQwMiIsInRvZ2dsZSI6ZmFsc2V9\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Popunite upitnik<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a814c07 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-invisible\" data-id=\"a814c07\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8f80c1a\" data-id=\"8f80c1a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03a4984 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"03a4984\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0942fa2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0942fa2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1bef6b3\" data-id=\"1bef6b3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65f17ce elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"65f17ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>FAQs<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef53132 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ef53132\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u010cesto postavljena pitanja:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-91effe3 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"91effe3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d79ad95\" data-id=\"d79ad95\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46fc9a0 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"46fc9a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69e145e9e3ce7\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-46fc9a0\">\n                        <a href=\"#collapse-544f66169e145e9e3ce7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-544f66169e145e9e3ce7\" aria-expanded=\"true\" aria-controls=\"Collapse-544f66169e145e9e3ce7\">\n                            \n                            <span class=\"ekit-accordion-title\">01. Da li se uvek isplati refinansiranje?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-left-arrows\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-544f66169e145e9e3ce7\" class=\" show collapse\" aria-labelledby=\"primaryHeading-0-46fc9a0\" data-parent=\"#accordion-69e145e9e3ce7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Isplati se kada smanjite kamatu ili ratu i kada ukupno platite manje do kraja roka.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-46fc9a0\">\n                        <a href=\"#collapse-560690769e145e9e3ce7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-560690769e145e9e3ce7\" aria-expanded=\"false\" aria-controls=\"Collapse-560690769e145e9e3ce7\">\n                            \n                            <span class=\"ekit-accordion-title\">02. Mogu li da dobijem dodatni novac uz refinansiranje?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-left-arrows\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-560690769e145e9e3ce7\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-46fc9a0\" data-parent=\"#accordion-69e145e9e3ce7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Mo\u017eete, ako to dozvoljava kreditna sposobnost i ponuda banke.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-46fc9a0\">\n                        <a href=\"#collapse-daf52db69e145e9e3ce7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-daf52db69e145e9e3ce7\" aria-expanded=\"false\" aria-controls=\"Collapse-daf52db69e145e9e3ce7\">\n                            \n                            <span class=\"ekit-accordion-title\">03. \u0160ta ako imam vi\u0161e manjih kredita i kartice?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-left-arrows\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-daf52db69e145e9e3ce7\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-46fc9a0\" data-parent=\"#accordion-69e145e9e3ce7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Sve se mo\u017ee spojiti u jedan kredit i jednu ratu ako ponuda banke to predvi\u0111a.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-46fc9a0\">\n                        <a href=\"#collapse-6ea0b6c69e145e9e3ce7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-6ea0b6c69e145e9e3ce7\" aria-expanded=\"false\" aria-controls=\"Collapse-6ea0b6c69e145e9e3ce7\">\n                            \n                            <span class=\"ekit-accordion-title\">04. \u0160ta ako banka napla\u0107uje prevremenu otplatu starog kredita?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-left-arrows\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-6ea0b6c69e145e9e3ce7\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-46fc9a0\" data-parent=\"#accordion-69e145e9e3ce7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Uklju\u010dite taj tro\u0161ak u ra\u010dunicu. Ako i dalje imate u\u0161tedu, refinansiranje ima smisla.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-46fc9a0\">\n                        <a href=\"#collapse-8d3433e69e145e9e3ce7\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-8d3433e69e145e9e3ce7\" aria-expanded=\"false\" aria-controls=\"Collapse-8d3433e69e145e9e3ce7\">\n                            \n                            <span class=\"ekit-accordion-title\">05. Kad treba razmotriti refinansiranje?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-left-arrows\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-8d3433e69e145e9e3ce7\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-46fc9a0\" data-parent=\"#accordion-69e145e9e3ce7\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Refinansiranje je zamena postoje\u0107eg kredita novim, uz povoljnije uslove i ni\u017eu ukupnu cenu.<br \/>Vredi ga razmotriti ako mo\u017eete da dobijete ni\u017eu kamatnu stopu, pre\u0111ete sa promenljive na fiksnu ili obratno, ili skratite rok otplate.<br \/>Tako smanjujete ratu, dobijate ve\u0107u sigurnost i br\u017ee zavr\u0161avate obavezu.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Refinansiranje kredita &#8211; ni\u017ea rata, bolji uslovi, jasni koraci Smanjite ratu, produ\u017eite rok ili spojite vi\u0161e kredita u jedan. Uporedite ponude, proverite uslove, dokumentaciju i tro\u0161kove. Brzo do boljih uslova uz pomo\u0107 stru\u010dnjaka. Iskoristi besplatno savetovanje Kako mo\u017eemo pomo\u0107i? Pla\u0107ate skupe rate. \u017delite mir i jasno\u0107u. Mi proveravamo sve ponude i nalazimo opciju koja vam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-277","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/pages\/277","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/najnizekamate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=277"}],"version-history":[{"count":19,"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/pages\/277\/revisions"}],"predecessor-version":[{"id":441,"href":"https:\/\/najnizekamate.com\/index.php?rest_route=\/wp\/v2\/pages\/277\/revisions\/441"}],"wp:attachment":[{"href":"https:\/\/najnizekamate.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=277"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}